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Personal Checking
Click Here for Consumer Account Application 
Please download the PDF file, print it out, fill in your details, and bring it to one of our Branch Locations for more information. You must present this form at one of our Branch Locations when you want to open a new account.  
 
If you do not have Adobe Acrobat Reader installed, get it HERE.  
 
Club Fed Checking 
  • Our Exclusive Club Account
  • $100 minimum balance to open
  • Variable interest rate
  • Free personalized checks  
  • No monthly fee Debit Card
  • 24-Hour Accidental Death and Dismemberment Insurance
  • First Aid Emergency Guide
  • Explore Iowa travel book
  • Child ID Kits
  • Home inventory protection list
  • Key Ring Registration  
  • Careington Preferred Member Discount Card
  • Discounted Adventureland tickets
  • Discounts to statewide attractions
  • Only a $5.00 monthly service charge*
  •  
    **Only a $3.00 service charge* for those 50 and over.  
    *Plus tax  
     
    Classic Checking 
  • Our Traditional Account
  • Unlimited check writing privileges
  • Copies of checks you wrote returned in your monthly statement
  • $100.00 minimum to open
  • No interest paid on this account
  • Avoid a $3.00* maintenance fee by maintaining a $300 average daily balance
  •  
    *Plus tax  
     
    Basic Checking 
  • Our "No Frills" Account
  • No minimum balance to maintain to keep account open
  • Unlimited check writing privileges
  • $100.00 minimum to open
  • No interest paid on this account
  •  
    Super NOW 
  • Our "Super" Earnings Account  
  • Unlimited check writing privileges
  • $500.00 minimum to open
  • $1,000.00 minimum to earn interest
  • The no hassle growth account!
  • Avoid a $5.00 service charge by maintaining a monthly average balance of $500.00*
  •  
    *Plus tax  
     
    Fresh Start 
          *  Our "second chance" account 
            *   $250 minimum to open 
          *  Copies of the checks you wrote returned to you in your monthly statement 
          *  Avoid a $2.00* maintenance fee by maintaining a $250 average daily balance 
          *  Only a $6.00 monthly service charge 
     
     
             
     
     
     
     
    Commercial Checking 
    Ask us about our Commercial Checking accounts! 
     
    Click HERE to view our Privacy Policy 
     
    Click HERE to view our Electronic Funds Transfer Disclosure (EFT) Policy 
     
     


    FDIC
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