Consumer Loans

All of the Federation Bank loans include free WebBank internet banking and free automatic payments.  Please contact us for more information.


Personal Loans

Federation Bank understands that situations come up that require a personal loan.  Our lenders are here to help. Personal, auto, recreation and debt consolidation loans available. Loans have a fixed rate with affordable rates and terms.


Ready Reserve

You can be preapproved for a line of credit for your checking account.
Avoid embarrassing overdrafts and costly charges.
Pay interest on the amount of credit you use on the open-ended term.
Available to qualified applicants.


Car Loans

Contact one of our lenders at any of Federation Bank’s four locations before you go car shopping to get preapproved for a loan with competitive rate and terms for new and used vehicles.  This will help make the purchase of your vehicle stress-free by having the financing already lined up.


Home Equity Loans

Whether you want to do that home improvement project, take a dream vacation, pay for medical or dental expenses, finance college tuition or consolidate debt, we can help you determine with product will best fit your needs:

A closed-end home equity loan will give you a set amount of money with a set payment amount, secured by the equity in your home.  Homeowners insurance is required.

  • 5-7 year fixed interest rate with amortization up to 10 years. 
  • Fixed monthly payment 
  • Credit available up to 95% of your combined loan-to-value
  • Interest may be tax deductible (Consult your tax advisor)

A home equity line of credit is a revolving line of credit, secured by the equity in your home.

  • Variable interest rate
  • Access funds as you need it, when you need it
  • Revolving line of credit
  • Monthly payment 1.25% of outstanding balance – with minimum payment of $100
  • Credit available up to 95% of your combined loan to value.
  • Interest may be tax deductible (Consult your tax advisor)
  • Funds can be advanced through internet banking transfers, telephone, or in person.