Personal Checking

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All of the Federation Bank checking accounts include free WebBank internet banking, free bill pay, free online statements and free overdraft sweeps.  Please contact us for more information.


Basic Checking

  • Our "No Frills" Account
  • $100.00 minimum to open
  • Unlimited check writing privileges
  • No minimum balance to maintain to keep account open
  • No interest paid on this account
  • No monthly service charge

Classic Checking

  • Our Traditional Account
  • $100.00 minimum to open
  • Unlimited check writing privileges
  • Images of checks you wrote returned in your monthly statement
  • No interest paid on this account
  • Avoid a $3.00* monthly service charge by maintaining a $300 average daily balance

Club Fed Checking

  • Our Exclusive Club Account
  • $100 minimum balance to open
  • Unlimited check writing privileges 
  • $1,000 minimum to earn interest
  • Free personalized checks
  • No monthly fee Debit Card
  • 24-Hour Accidental Death and Dismemberment Insurance
  • First Aid Emergency Guide
  • Explore Iowa travel book
  • Child ID Kits
  • Home inventory protection list
  • Key Ring Registration
  • Discounted State Theatre movie tickets
  • Discounted Adventureland tickets
  • Discounts to statewide attractions
  • Only a $5.00 monthly service charge*

**Only a $3.00 monthy service charge* for those 50 and over.


Super NOW

  • Our "Super" Earnings Account
  • $500.00 minimum to open
  • Unlimited check writing privileges
  • $1,000.00 minimum to earn interest
  • Avoid a $5.00 service charge by maintaining a monthly average balance of $500.00*

Fresh Start

  • Our "second chance" account
  • $250 minimum to open
  • Copies of the checks you wrote returned to you in your monthly statement
  • Avoid a $2.00* miscellaneous fee by maintaining a $250 average daily balance
  • Only a $6.00 monthly service charge*

*Plus tax