Personal Savings

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All of the Federation Bank savings accounts include free WebBank internet banking, free online statements and free overdraft sweeps.  Please contact us for more information.


Certificate of Deposit (CDs)

A safe and competitive investment


Money Market

You deserve to earn more

  • Five tiers of interest rates
  • $1,000 minimum to open
  • No minimum balance to maintain to keep account open

Health Savings Accounts (HSA's)

For our customers with a high deductible health plan

  • Variable interest rate on entire balance
  • $50 minimum to open
  • No minimum balance to maintain
  • Unlimited check writing
  • No monthly service fee

Individual Retirement Accounts (IRA's)

The way to save for your retirement

  • FDIC insured separately from other deposit accounts - up to $250,000
  • Guaranteed interest rates

Statement Savings

Great savings convenience

  • Earn interest on your deposits with low minimum balance requirements
  • $50.00 minimum to open
  • Avoid a $5.00 service charge by maintaining a $50 average daily balance

PennySavers Club

Our exclusive club for ages 0-13

  • Includes free piggy bank at opening
  • Reward with every deposit $5.00 and greater
  • Privilege to attend PennySavers Club parties
  • $10.00 minimum to open

Christmas Club

The way to save for the holidays

  • $10.00 minimum to open
  • Make 50 consecutive weekly deposits of the same amount and receive a bonus equal to one week's deposit amount at the end of 50 weeks (October).
  • Maximum bonus is $100.00
  • Accounts opened before January 1st are eligible for a bonus