Personal Savings

All of the Federation Bank savings accounts include free WebBank internet banking, free online statements and free overdraft sweeps.  Please contact us for more information.

Certificate of Deposit (CDs)

A safe and competitive investment

Money Market

You deserve to earn more

  • Four tiers of interest rates
  • $1,000 minimum to open
  • No minimum balance to maintain to keep account open

Health Savings Accounts (HSA's)

For our customers with a high deductible health plan

  • Variable interest rate on entire balance
  • $50 minimum to open
  • No minimum balance to maintain
  • Unlimited check writing
  • No monthly service fee

Individual Retirement Accounts (IRA's)

The way to save for your retirement

  • FDIC insured separately from other deposit accounts - up to $250,000
  • Guaranteed interest rates

Statement Savings

Great savings convenience

  • Earn interest on your deposits with low minimum balance requirements
  • $50.00 minimum to open
  • Avoid a $5.00 service charge by maintaining a $50 average daily balance

PennySavers Club

Our exclusive club for ages 0-13

  • Includes free piggy bank at opening
  • Reward with every deposit $5.00 and greater
  • Privilege to attend PennySavers Club parties
  • $10.00 minimum to open

Christmas Club

The way to save for the holidays

  • $10.00 minimum to open
  • Make 50 consecutive weekly deposits of the same amount and receive a bonus equal to one week's deposit amount at the end of 50 weeks (October).
  • Maximum bonus is $100.00
  • Accounts opened before January 1st are eligible for a bonus